If there is equity in the property a private lender can consider giving you a mortgage. Interested can be as low as 10%up to 16%
The loan to value can be as little as 40% and as high as 60%. This means is your property value is 100,000 first and second mortgage cannot total more than 40,000 to 60,000.
Bear in mind that if you are unable to pay on time your loan these lenders will foreclose and get your property at 50% of it's value.
This is why they are called hard money lender.